What You Need to Know about Refinancing

People refinance for a number of reasons. You may like to consolidate first and second mortgages, get a lower interest rate, or lower your monthly payment. Perhaps you want to switch from an Adjustable to a Fixed-rate Mortgage, or to stop paying Private Mortgage Insurance (PMI). Maybe you're just looking to cash out some of your equity for home renovations. Refinancing allows you to redefine your mortgage loan to better fit your current needs.

 

However, there are many things to consider before deciding to refinance your mortgage. With so many options it's important to refinance the right way. At American Nationwide Mortgage Company we’re happy to show you all of your options so you can make the best decision on a refinance loan. If you would like to find out if a refinance is right for you then give us a call today at 877-219-4684.

Interested in Refinancing? Consider this…

Are you planning on moving soon or are you in it for the long-haul?

If you're planning on sticking in your home for more than two years then a refinance mortgage is a great option. Because a refinance loan does require closing costs homeowners who plan to stay in their home for more than two years will usually ;make up for those costs with lower monthly payments. If you're looking to move within the next two years then a refinance might be a good idea depending on how far your rate drops. Please contact us to see if a refinance works well for you.

Do you need to tap into the equity of your home?

For most people a home is their most important and substantial investment. History proves that home values increase over the long-run. If your home is now worth more than it was when you purchased it you can use a refinance loan to access that extra value and turn it into cash to pay for unexpected bills, college or to start a business.

Is it time to grow your home?

As families grow, homes can feel smaller. Refinancing your mortgage is a great way to grow money for a home improvement project. The most attractive part of this is that a home remodel can increase the value of your home. This type of refinance can really pay for itself in the end.

Are the terms of your mortgage outdated?

It's likely that your situation in life is not exactly what it was when you first closed on your home. If that's the case then maybe your mortgage terms need a little updating too. Refinancing is a great way to switch from an adjustable to a fixed rate loan or to get into a 15 year loan as opposed to a 30 year.

Don't pass up the chance to improve your mortgage situation today by calling our lending professionals to see if refinancing is the right for you.

 
 

Additional Refinance Information

Home Refinance

American Nationwide Mortgage Company

1054 Kings Ave
Jacksonville , Florida 32207
Phone: 877-219-4684
NMLS: 13392
Branch NMLS: 1626703
Click here to be directed to the NMLS Consumer Access Site

Privacy Policy

American Nationwide Mortgage Company, Inc. and Your Privacy
Thanks for visiting our internet site. We have a tendency to recognize that privacy is a vital issue for our guests and we want them to understand that we have a tendency to take privacy seriously. Please take a moment to review our privacy policy, which describes what types of personally and non-personally identifiable info we have a tendency to collect from visitors; the needs for that we use this data, and to whom and beneath what circumstances we have a tendency to disclose this information.

The Assortment of Info
When visitors access this website, we might automatically collect non-personally identifiable info concerning them, as well as, among alternative things, the links visitors use to arrive here, the domain and host from that visitors access the Internet, the kind of web browser that visitors use the kind of operating system in use, IP addresses, and the amount and frequency of visitors who visit various pages of our site.

We solely collect personally identifiable information concerning visitors once they voluntarily submit it to us. As an example, we tend to raise for information when a visitor registers for a service or event or applies for a loan at this website. We may also raise for a visitor's name and e-mail address if the visitor wants to submit a query to us via e-mail message, utilize e-mail features, or subscribe to a newsletter, e-mail alert, or different e-mail subscription service.

Use of Data
We tend to could use non-personally identifiable data collected from guests to American Nationwide Mortgage Company, Inc. to conduct reviews of our web site, to guide selections concerning the development of American Nationwide Mortgag Company e, Inc. and to supply an enhanced online expertise for our visitors. We have a tendency to may also use such information to spot, on an mixture basis, general trends that will, as an example, assist us in determining how to work with lenders to produce a wider array of products.

We tend to might use personally identifiable data collected from guests for any of the following functions: (one) to answer visitors' queries, (two) to produce services, newsletters, and other info that visitors specifically request or register for through our Web site, (3) to develop and improve American Nationwide Mortgage Company, Inc., (4) to protect the protection and integrity of American Nationwide Mortgage Company, Inc., or (5) for internal business purposes.

Disclosure of Information
American Nationwide Mortgage Company, Inc. might transfer or otherwise disclose the information it collects from its internet web site visitors to contractors, consultants, and alternative service suppliers, if the disclosure will enable that party to perform a business, skilled, or technical support operate for the visitor to the present website. For example, we might use service providers to offer customized search capabilities, to assist offer services and data upon a visitor's request, or to boost the performance of American Nationwide Mortgage Company, Inc. We need these service suppliers by contract to keep any personally identifiable data guests provide to American Nationwide Mortgage Company, Inc. confidential.

American Nationwide Mortgage Company, Inc. might conjointly transfer or otherwise disclose personally identifiable info (one) in response to judicial process, (two) to shield against or stop actual or potential fraud, claims, or alternative liability, (three) to supply info to law enforcement agencies or in affiliation with an investigation on a matter connected to public safety (as permitted by law), or (4) if needed to do thus by law.

As such, our business is to put mortgage brokers and lenders in touch with you to meet this service. When you fill out the shape on our web site, you consent to being contacted by one or more service providers.

This web site collects info from new and existing customers at various points throughout the website. Solely together with your consent, we have a tendency to could share this info to figure with trusted third party business partners who might contact you to subscribe to or use their products. We work with numerous trusted companies in the loan, insurance and credit industries. Trusted corporations are corporations outlined as adhering to our strict agreements and shield your personal info from distribution, loss, theft and misuse.

We may use the data that we collect from you in many ways. We have a tendency to will solely do thus if you authorize us to, and our service providers are bound by agreement with us to honor your request. 1st, we tend to, or a 3rd party advertiser with which we have a tendency to have contracted ("Advertiser"), share your registration data with the acceptable service provider in order for these service providers to contact you. We tend to might conjointly use the information to enable us, or one of our service providers, to notify you of special offers available to consumers, and for different, similar purposes. You'll be able to control whether or not you receive such e-mails by following the directions on this website, and we will build every reasonable effort to honor your request. We might also use the data you offer to permit us to contact you for administrative purposes, for instance, to inform you regarding changes to our privacy policy.

We tend to could also use certain information that you simply offer in order to present you with advertising that you'll find interesting. This advertising may be on the web site itself or through promotional emails from us or the Advertiser. This benefits each of us. It edges you as a result of you see advertising which will really be interesting to you, rather than annoying. It advantages us because advertising helps us pay the bills, and we can charge our advertisers additional if they understand that their ads will be seen by somebody more possible to seek out them useful.

American Nationwide Mortgage Company, Inc. might sell or rent personally identifiable information to a 3rd party alternative than our lending institution affiliates or any acquirer as mentioned below, like the Advertiser. Additionally, we may combination personal info from all of our users and offer that data in the aggregate to other parties, including Advertisers, for selling and promotional purposes. However, if we tend to do therefore, that info can not be during a approach that can enable any third party to identify you personally.

American Nationwide Mortgage Company, Inc. must cooperate with legal authorities, and could in some circumstances be needed to disclose personally identifiable data in response to requests from law enforcement authorities, or in response to a subpoena or alternative legal process. We tend to don't expect this to happen, however if it does, we can give only the data required. We can also turn over info about you if we have a tendency to believe we have a tendency to must in order to prevent a violation of the law, and by accepting this policy, you consent to our right to try and do therefore, in our sole discretion. You furthermore mght consent to our disclosing data concerning you within the course of legal proceedings if we tend to are legally required to try and do therefore, if we have a tendency to reasonably believe that doing so might mitigate our liability, or if doing therefore will assist us in imposing our legal rights.

At some purpose, American Nationwide Mortgage Company, Inc., could have related companies, merge with, or be acquired by another company. When that happens, then we may divulge heart's contents to them the information you've got provided to us, in which case we will request them to abide by this policy. We could additionally disclose some info to a possible acquirer, though such disclosure would be subject to restrictions on use.

American Nationwide Mortgage Company, Inc. shall not be responsible or liable for any product, services, data or different materials displayed, purchased, or obtained as a results of any information or offer in or results of any kind obtained in affiliation with this website, together with, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, loan or interest rate analysis. Nothing on this web site contains an provide, promise or otherwise, either to make a particular loan or that any taking part lender or broker can create any loan for any purpose or on any specific terms.

In no event shall American Nationwide Mortgage Company, Inc. be at risk of anyone for any delays, inaccuracies, errors or omissions with respect to the data or the transmission or delivery of all or any half thereof, for any harm arising therefrom or occasioned thereby, or for the results obtained from the employment of the information. The entire risk as to the accuracy, adequacy, completeness, currentness, validity and quality of any data is with the user.

American Nationwide Mortgage Company, Inc. works to keep up the best professional standards of confidentiality and integrity.

Cookies
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Most browsers are initially set to just accept cookies to store information. Guests are always free to decline cookies, but in doing thus they will not be in a position to use sure options on this website.

Different Internet Sites/Linked Third Parties
This web site might contain links to third party web sites. Our privacy policy will not apply to those linked sites. In addition, American Nationwide Mortgage Company, Inc. does not endorse and isn't responsible for the privacy practices or content of any of the linked sites. We tend to generally don't have any control over the way in that the sponsors of the third party sites collect and use information. Therefore, we suggest that guests review the posted privacy statements on any net web site they visit.

Security
We have a tendency to maintain physical, electronic, and procedural safeguards to keep up the confidentiality, security, and integrity of guests' personally identifiable information.

We tend to permit access to personally identifiable information only to persons and entities engaging in activities permitted by this privacy policy.

Though we have a tendency to strive to take care of the very best standards of privacy, no knowledge transmission over the Internet or any wireless network will be sure to be one hundred% secure. American Nationwide Mortgage Company, Inc. cannot guarantee or warrant the security of any info guests transmit to us and guests do so at their own risk.

Changes
We reserve the proper to revise or change the terms of the American Nationwide Mortgage Company, Inc. privacy policy in the longer term to reflect modifications to our site. To ensure that visitors are responsive to our current privacy practices, we tend to recommend that they check this site periodically. We tend to can not materially change how we handle previously collected personally identifiable information without providing notice and choice on how we use this information

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Customer Complaint Policy

It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is – immediately and to take remedial actions swiftly.

As soon as a complaint is received, it is documented and is logged into a special log. The complaint is sent directly to the Customer Complaint Officer or his designate, in order to take action.

All complaints and records of complaints are kept in a special complaints binder along with all the Customer Complaint Officer’s Quality Control Files and other written policies so employees can easily access them and use them to provide better customer service. Reports on complaints are reviewed during the Customer Complaint Officer’s meetings with our Board. We are focused on providing financial products and services to all customers in compliance with all Federal and State regulatory policies including but not limited to consumer protection, fair lending and civil rights laws.